Did you know that you could as a New Jersey resident you actually save hundreds of dollars by using your dental benefits before the end of the year? Here at Serenity Smile Designs in Egg Harbor Township, we take pride in doing everything possible to help you maximize your dental insurance.
While some dental insurance plans run on a fiscal year, most run on a calendar year. If your dental insurance plan is on a calendar year, these four reasons will show you why you should make a dental appointment now with Dr. Erik Mendelsohn in Egg Harbor Township!
1. Yearly Maximum
The yearly maximum is the most money that the dental insurance plan will pay for your dental work within one full year. This amount varies by insurance company, but the average is around $1,000 per year, per person. The yearly maximum usually renews every year (January 1st if your plan is on a calendar year). If you have unused benefits, these will not rollover. Use it or lose it!
The deductible is the amount of money that you must pay to your dentist out of pocket before your insurance company will pay for any services. This fee varies from one plan to another. However, the average deductible for a dental insurance plan is usually around $50 per year. Your deductible also starts again when your plan rolls over.
If you are paying your dental insurance premiums every month, you should be using your benefits! Even if you don’t need any dental treatment, you should always have your regular dental cleanings at Serenity Smile Designs to help prevent and detect any early signs of cavities, gum disease, oral cancer and other dental problems.
4. Dental Problems Can Worsen
By delaying dental treatment, you are risking more extensive and expensive treatment down the road. What may be a simple cavity now, could turn into a root canal later.
Be sure to call Serenity Smile Designs to schedule a dental appointment with Dr. Erik Mendelsohn and utilize those benefits! Contact our office or call us at (609) 646-1989!
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